Financial and Business Succession Planning, J. Paul Wilson, CFP, Halifax, Nova Scotia, Canada

1. Under the terms of this engagement:

I, Paul Wilson, Certified Financial Planner will provide "all the details" or "an executive summary ".
Advice in all the areas listed below or only the areas checked below, for

Client's Name ________________________________________

How much money is needed to retire comfortably and to remain comfortably retired?

Retirement analysis identifying current situation to identify the changes (if any) needed to achieve personal retirement goals and
objectives. The mathematical, scientific and economic facts so you can make a decision on your financial affairs.

Want to use strategies and tactics of the wealthy to avoid paying too much tax

Tax strategy to minimize taxes today and in the future based on your overall financial planning goals.

Cash flow, debt restructure and elimination strategies ______________________________________

Risk Management

Want to be sure you are properly insured and getting best value for your personal and business insurance dollars.
Review existing insurance: life disability / critical illness long term care home / auto commercial group

Investment Management Strategy

Develop a personal investment policy statement that identifies your target asset allocation and investment objectives and the action steps needed to implement the strategy.

Business Planning

Review the available planning options and develop a strategy based on your goals and objectives: for business succession executive compensation

Estate Planning Strategy

Is the Canada Revenue Agency your number ONE heir? Perform a review of the estate situation to ensure that your wishes are carried out in the event of death. Also ensure that final estate costs and taxes are minimized and paid in the most cost effective manner.


____________________________________________________________________________________

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2. Fees:

A fee of $___________will be payable for the services covered by this agreement.

(Initials) _______ ______

The client, by paying for the financial planning service offered by the Certified Financial Planner Professional, owns the plan. The client is under no obligation to purchase insurance products and/or investment funds recommended as part of this plan from the above named financial planner.

(Initials) ______ ______


Financial Plans are provided under my life and health insurance license.


J. Paul Wilson, CFP, CLU, CH.F.C., TEP
380 Bedford Highway, Halifax, Nova Scotia, B2N 2L4
Office (902) 405-8665 Direct (902) 982-2377 Mobile (902)488-4982
Toll-free Fax (866)-436-1207 Email paul@jpw.ca

NOTE:

The information contained in this article is intended to provide general guidelines only. The application and impact of the law can vary widely from case to case based on the specific or unique facts involved. Accordingly, the information in this article is not intended to serve as legal, accounting or tax advice. Users are encouraged to consult with their professional advisers for advice concerning specific matters before making a decision.

Desjardins Financial Security Investments Inc. (DFSI) is not providing the financial planning service and will not be supervising this activity. You should not rely on DFSI for review of the plan. DFSI is neither charging nor being paid any fees for this service and will not be liable for any errors or omissions. This Financial Planning Service is done solely through jpw.ca Insurance Retirement Investments.