Guaranteed Interest - Insurance Retirement Investments, Halifax, Nova Scotia, Canada

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           Halifax, Nova Scotia              
      (902) 405-8665     

Guaranteed Interest

Which is right for you?

I offer both Guaranteed Interest Certificates (GIC's) typically issued banks and trust companies and Guaranteed Interest Annuities (GIA's) issued by insurance companies. They are similiar but GIA's offer additional  benefits that banks and trust companies can't match.

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Note: There is no one "cookie cutter" plan or product solution. The process involves understanding your overall objectives, determining your needs and  then based on your individual situation, deciding how your resources should be allocated. Please note that product features differ between companies, so if your financial or retirement planner cannot access them for you, checking around would be prudent.

If you would like to contact me directly
with a question or for a no obligation second opinion my contact information is below.

1. In certain circumstances, you can protect your GIA policy from unforeseen bankruptcy by designating a preferred class  beneficiary. Since there are some circumstances where creditor protection may not apply, it is recommended that you consult a legal advisor to find out if you are eligible for this protection
2. Insurance deposits are backed by Assuris while Bank GICs are backed by Canada Deposit Insurance Corporation (CDIC). Credit Unions GICs  protection on varies by province for example the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), More details on their websites.

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Message / Contact Information

J. Paul Wilson

Certified Financial Planner
Chartered Financial Consultant
27 Blue Thistle Road
Halifax, Nova Scotia, B3S 1M3
Office (902) 405-8665  Mobile (902) 488-4982
Toll-free Fax (866) 436-1207 Email

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Paul is a Certified Financial Planner (CFP) licensed by the Financial Planners Standards Council; Financial and Estate Plans are provided under that license.

The information contained in this website is intended to provide general guidelines only. The application and impact of the law can vary widely from case to case based on the specific or unique facts involved. Accordingly, the information in this article is not intended to serve as legal, accounting or tax advice. Users are encouraged to consult with their professional advisers for advice concerning specific matters before making a decision.

** Email Disclosure: For your convenience, you have the option of contacting by email. Please note that no email is 100% secure. Only provide us with your contact information and your question. Do not include sensitive information such as income, social insurance number.

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